Your use of our website is subject to this legal notice. Please note that this legal notice is subject to other privacy policies and legal notices appearing on our other websites, and to any expressly designated terms located on particular pages of our websites. By using this website, you are accepting the practices described in this statement.
As the information on our website may be incomplete, out of date or inaccurate and may contain technical inaccuracies or typographical errors, we reserve the right to update our website at our sole discretion. Thus, such information may be changed or updated without notice.
We, Fidens International LLC d/b/a Fidens Insurance Brokerage [hereinafter "Fidens"], reserve the right to make changes to this legal notice. Any changes we may make to this legal notice will be posted on this page and, where appropriate, we will also notify you by e-mail. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages of our website.
Intellectual Property Rights
All materials on our website are the copyright of Fidens are reproduced with permission from other copyright owners. All rights are reserved. The materials on our website may be retrieved and downloaded solely for personal use. No materials may otherwise be copied, modified, published, broadcast or otherwise distributed without the prior written permission of Fidens.
Fidens and/or any other names of products or services provided by Fidens and referred to on our website are either trademarks or registered trademarks of Fidens.
For information on obtaining permission to reproduce or translate Fidens's copyright material, see these pages.
Fidens makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on the website for any purpose. All such information is provided "as is" and with specific disclaimer of any warranties of merchantability, fitness for purpose, title and/or non-infringement. Fidens makes no warranties or representations of any kind that the services provided by the website will be uninterrupted, error-free or that the website or the server that hosts the website are free from viruses or other forms of harmful computer code.
In no event shall Fidens, its employees or agents be liable for any direct, indirect or consequential damages, loss of opportunity, loss of data, loss of goodwill, loss of anticipated savings or loss of profits resulting from the use of the website even if Fidens has been advised of such loss.Neither party's liability for personal injury or death caused by negligence or for fraud is excluded or limited. The exclusions set out in this legal notice only apply to the extent permitted by law.
Links to other websites are provided by Fidens in good faith and for information only. Fidens disclaims any responsibility for the materials contained in any website linked to our website. In addition, a link to a non-Fidens website does not mean that Fidens endorses or accepts any responsibility for the content, or the use, of such website or the products and/or services offered on such website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojans and other items of a destructive nature.
While we endeavour to ensure that our website is normally available 24 hours a day, we shall not be liable if for any reason our website is unavailable at any time or for any period. Access to our website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.
Portions of our website may allow users to post their own material. Materials posted by users do not necessarily reflect the views of Fidens. By posting materials on our website, you represent that you have all necessary rights in and to such materials and that such materials will not infringe any personal or proprietary rights of any third parties, that such material is not technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data), nor will such materials be defamatory, unlawful, threatening, obscene or otherwise objectionable.
Fidens reserves the right, at its sole discretion, to review, edit or delete any material posted by users that Fidens deems defamatory, unlawful, threatening, obscene or otherwise objectionable. Notwithstanding the foregoing, Fidens expressly disclaims any responsibility or liability for any material communicated by third parties through our website.
Global Nature of Websites
You recognise the global nature of our website and you agree to comply with all applicable local laws in your jurisdiction when using our website. Information we publish on our website may contain references or cross-references to services and/or products offered that are not announced or available in your country. Such references do not imply that we intend to announce or make available such services and/or products in your country.
You agree that this legal notice shall be exclusively governed by the laws of New York State of the United States and shall be subject to the exclusive jurisdiction of the courts of England and Wales. Notwithstanding the foregoing, nothing in this legal notice will preclude Fidens from applying to any court to bring an action for the infringement of its intellectual property rights.
If you have any concerns about material which appears on our website, please contact: