Construction Insurance
Contractors in every sector face demanding and complex insurance changes on a daily basis. Every contractor understands that, among the myriad of expenses, their insurance coverage vis-à-vis cost is a critical component to maintaining healthy profit margins. It’s equally important that your broker is readily accessible and can assist in urgent situations with upcoming bids or other insurance issues.
Fidens wants to be an extension of our client’s operations. Our team has lived and worked in the business; we recognize the importance of reducing long-term costs while maintaining airtight insurance integrity. Fidens’ focus is to uncover potential pitfalls others may have missed and develop cost-effective, customized construction insurance plans to harness those risks and promote a safety culture that can mitigate these exposures.
Among the target classes Fidens represents:
- Carpentry
- Demolition
- Electric
- General Contracting
- Masonry
- Painting & Drywall
- Plumbers & HVAC
- Remediation
- Roofers
- Scaffolding
- Snow Removal
- Water Proofing
Fidens cost-effectively tailors coverage solutions that involve:
- Builders Risk
- Contractor Bonds
- Commercial Auto
- Commercial Property
- Crime & Employee Dishonesty
- Cyber & Media Liability
- Directors & Officers Liability
- Employment Practices Liability Insurance
- Employee Benefits Liability
- General Liability
- Owners & Contractors Protective Liability (OCP)
- Pollution Liability
- Project Specific Policies
- Railroad Protective
- Workers Compensation
- Umbrella Liability
- Other coverages unique to the insureds’ particular local and global exposures